Welcome to the official site of Bestrate Mortgage. We are a full service mortgage company based in Birmingham, MI. We specialize in Home Purchase Loans and Refinance in Birmingham. We also serve the surrounding cities in Oakland County. Whether you are buying a home or refinancing in the zip code 48009, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
In terms of Purchase Loan programs, we offer the following:
FHA | VA | Jumbo | Conventional
Refinancing? We can help you with that, too!
We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:
FHA Streamline | VA Streamline | Conventional | Jumbo
Contact Bestrate Mortgage today to discuss your mortgage loan options, and find out which loan program will best suit your needs.
Tell us what your goal is
"Mike is the best! It took us months to find our new home and he was patient and always willing to work with our ever changing and extremely tight situation. I cannot thank him enough for being ever willing to answer my silliest of questions. The mortgage process was made a tolerable because you was handling it. Thank you very much!"
Lakshmi Nair
"You guys were wonderful Mike was quick, attentive, and explained everything out and everything got done real fast. —"
Leslie Pietila
"Mike is an outstanding mortgage professional who really works hard to get his clients a great low rate and to make the process easy and hassle free. If you're looking to get a mortgage to buy a home, or if you want to see about refinancing, you definitely need to talk to Mike!"
Hammer
Which Mortgage is Right for You?
There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily we’re here to help you choose the best type of home loan for your needs.
The first step in obtaining a loan is to determine how much money you can borrow. In case of buying a home, you should determine how much home you can afford even before you begin looking. By answering a few simple questions, we will calculate your buying power....
Applying for a mortgage can seem like a daunting and scary process. To help, we’ve created a checklist of things for you to compile, complete and acknowledge before applying. See the fill list by clicking learn more below....
To assist you in your mortgage process, we have provided certain forms you might need along the way. Included is obviously the Mortgage Application Form which you can download and print....